Protect your greatest asset with a home insurance policy from McDowell Insurance and Financial Services. We can insure your family home, condominium, vacation homes, and rental properties. Our insurance rates are affordable and our service is top-notch. You can depend on us to provide you with the level of insurance you need to protect you and your family from an unexpected disaster, break-in, fire, or whatever else Mother Nature throws your way. When disaster strikes, you need to be confident that your insurance policy will pay for the repairs and do so quickly, so your family can get back home where you belong. For over 70 years, Horace Mann Insurance has been doing exactly that.

The Right Amount of Home Insurance Coverage

Is your home underinsured?

Many homeowners are underinsured without ever knowing it. If you have not reviewed your home insurance policy lately, you should. Your policy needs to cover the cost to repair your home and even to replace it. If your home insurance was purchased years ago, it may not cover your recent addition or renovations that have since increased the value of your property. Remember that your policy needs to also pay to replace your home if need be. Even without any major upgrades, the cost of materials does increase over time. If your policy was bought 20 years ago, it is likely that the cost to rebuild your home is much higher today. At McDowell Insurance and Financial Services, one of our agents can review your policy and make suggestions for the amount of coverage you actually need.

Insure the Contents of Your Home

Your home insurance policy should include insurance on your furniture, electronics, jewelry, tools, and any other expensive items. If your home was broken into but your personal property was not sufficiently insured, you may not receive compensation to replace it. This can represent a significant loss of assets in the event of a break-in or a home fire. Our goal is to make sure you will never need to worry about this. By asking questions, we can provide you with a home insurance policy that covers everything.

Additional Policies

We also offer flood and earthquake insurance, among others. We can provide you with whatever you need to become fully insured.

What Makes Us Different

As a Horace Mann Insurance agency, we have been providing comprehensive home insurance since 1945. We specialize in working with educators, school employees, and their families. Our company was created by teachers, for teachers. Our local Inman, South Carolina office was established by Scott McDowell. As a former teacher and spouse of a teacher, McDowell understands how much time and energy it takes to educate and inspire the next generation. That is why we focus on taking care of your needs. Our goal is to provide you with the insurance services you need to protect yourself and your family, while making the entire process as convenient as possible.

Scheduling an Appointment Is Easy!

Schedule an appointment with Scott McDowell or one of our agents